Welcome to Banking Enlightened
You asked, we listened. Introducing Ontario’s first and only financial institution dedicated to serving and benefiting our community.
About Us
Our mission is to become the financial institution of choice for the diverse community we serve. We aim to provide products tailored to their unique needs, and measure our success by the positive impact we will have on our community.
Why Now?
Times and economic conditions have changed, making home ownership and attainment of certain financial goals progressively more costly and out of reach for many people of our community. This has created a unique opportunity for an innovative institution to provide financial products and services that can help address these challenges. Lighthouse Credit Union has been created for this reason.
What is a credit union anyway?
Unlike banks, credit unions are owned by their customers, who are the members of the union. Because their purpose is to serve and benefit their members, credit unions are not solely driven by profit. That means they focus on passing along benefits to their members through:
- Competitive rates
- More flexible and affordable lending programs
- And other initiatives to support their community
Credit unions are regulated differently than banks, which gives them the flexibility to align their products and services to its members’ needs in ways that banks currently are not.
Why Become A Member?

Committing to the community
We are not your typical bank; benefiting our community is the focus.

Focusing on members
Our products and services have been creatively designed with flexibility in mind to meet our members’ unique needs.

Sharing in our growth
Our success is your success. We put profits to purposeful use by investing back into the community.

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Our savings account interest rates
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Our Amazing Clients






Management Team

Michel Cubric
MBA | CEO
Michel Cubric has held senior roles at Concentra Bank, Genworth Financial Canada, MCAP, and CIBC...

Michel Cubric
MBA | CEO

Alan Caro
MBA | COO & CRO
Alan Caro is an accomplished professional with extensive experience in financial services specializing in....

Alan Caro
MBA | COO & CRO